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RBI-registered NBFC | Perfect Finsec Pvt. Ltd.

9899106930

RBI-registered NBFC · Delhi / NCR

Loan Against Property and Home Loans in Delhi NCR

आपके सपने, हमारा साथ।

A home. A family. A future to build together.

Home Loans and Loan Against Property.

  • Informal income welcome
  • GPA property loans
  • Doorstep Perfect Saathi
  • 5.0 on Google
1 / 5
Illustration of a couple standing outside a modest independent house in a Delhi neighbourhood.

आपके सपने, हमारा साथ।

Google pe bharosa

Families keep coming back.

11 desks across Delhi NCR · Perfect Saathi at your door

5.01,092 Google reviews

A loan for your plans

Four ways in. One credit desk.

How a Perfect Saathi works

Pehle baat. Phir file.

  1. 01

    Talk to us

    Walk into a branch, call, or start an application here. We take a name, a number, a city and a purpose.

  2. 02

    We visit

    Residence, workplace and property — mandatory. Informal income is read from the business, not a PDF.

  3. 03

    Go / no-go

    A clear answer in 3 days. Financial approval in 5. No silent files.

  4. 04

    Disbursal

    We aim for disbursal in five working days with your timely cooperation, subject to approval and completed verification.

Perfect Saathi

Aapka Perfect Saathi — for the loan, and for the family.

Our people are Perfect Saathis. They sit with you, read how the household earns, and help you take the Home Loan or Loan Against Property that fits the family — doorstep, in person, in your language.

Talk to a Perfect Saathi
Illustration of a Perfect Saathi sitting with a family at home about a loan.

Key benefits

Loan tenure

Up to 7 years*

Monthly income eligibility

From ₹10,000*

Support close to you

Doorstep service

Plan your repayments

Affordable EMIs

Five-working-day disbursal aim

We aim for disbursal in five working days with your timely cooperation in providing information and documents, subject to loan approval and completed verification. This is a service target, not a guarantee; timelines can vary by case.

Competitive interest rates are assessed individually, based on your credit profile and repayment track record, under Perfect Finmart’s policy. *Terms vary by loan product.

Let’s talk about your plans

Pehle aapki baat. Phir aage ka raasta.

Tell us what you and your family are planning. Our team will listen and help you understand your loan options.

Or call 9899106930

Request a callback

By submitting you agree Perfect Finsec Pvt. Ltd. (brand Perfect Finmart) may call you about this enquiry. Read the privacy notice.

Facebook aur YouTube par parivar

Sit with us on film — then follow the page.

Official Perfect Finmart windows. Sound plays only when you open a video and keep it on screen. The Facebook feed loads only when you ask for it.

facebook.com/perfectfinmartOpen

Official page

Perfect Finmart on Facebook

Customer stories, GPA explainers and branch notes — the same Perfect Finance family that sits at your dining table.

  • Loan against property and GPA films
  • Happy-customer notes from Delhi NCR
  • Updates from Green Park and the 11 branches
Follow the page
youtube.com/@perfectfinmartOpen

Perfect Finmart I Perfect Finance

Loan against property on GPA

How Perfect Finance reads power of attorney papers.

Subscribe on YouTube

Rishton se banta hai bharosa

Experiences shared in their own words.

Loan against property

I’m very satisfied with Perfect Finance for my loan against property. The loan was passed, sanctioned and disbursed within 5 days. Special thanks to P.D. Jha ji, who helped me through the process.

Rajesh Chaurasia · Nutritionist, Faridabad

Home improvement

मैंने परफेक्ट फाइनेंस से संपत्ति लोन लिया — घर की मरम्मत के लिए। उनकी टीम ने मेरी ज़रूरत समझी और प्रक्रिया बहुत सरल बनाई। अभिषेक जी और राहुल जी को विशेष धन्यवाद।

Raj Kumar Baid · Security supervisor, Noida

Loan against property

बेटी की शादी के लिए जो ऋण चाहिए था, उसे पूरा करने में वे मेरे साथ खड़े रहे। पेशेवर टीम ने सबसे उपयुक्त योजना दी और प्रक्रिया सरल बनाई।

Hari Singh · Home owner, Noida

GPA property loan

A loan against power of attorney on the shop I actually work from. Banks would not look at GPA papers. Perfect Finance did, and the shop kept running.

Jitender · Shopkeeper, Delhi NCR
View testimonials

Important links

A few questions, answered.

Can I get a loan without salary slips or ITR?
Yes. Informal and cash income is assessed in person using trade-specific grids, household surplus and a visit to home and workplace. Papers help; they are not a gate.
Do you lend on GPA / power of attorney property?
Yes, under Perfect Plus, if the property is self-occupied, in your possession, not already mortgaged, and not on our negative-area list. Family-transfer and Lal Dora are also considered.
How fast is the process?
Go / no-go within 3 days of login, financial approval within 5 days. We aim for disbursal in five working days with your timely cooperation. This is a service target, not a guarantee.
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