Informal income welcome
Home Loan & LAP for Self-Employed Families
Need a loan without ITR, Form 16 or a salary slip? Perfect Finsec Pvt. Ltd. is an RBI-registered NBFC that assesses cash and household income in person across Delhi NCR — not a payday app.
How income is read
A Perfect Saathi visits home and workplace. Trade-specific grids, household surplus and the property decide the file. Papers speed the file; they are not a wall.
Who we already serve
Electricians, plumbers, carpenters, kirana owners, daily-wage and gig workers, and small business owners in Delhi, Gurugram, Noida, Faridabad and Ghaziabad.
Which loan
Buying or building a house — Home Loan. Already own the house — Loan Against Property or Perfect Plus. Shop stock or working capital — Small Ticket Size Loan. A scooter or e-rickshaw — Vehicle Loan.