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- Loan against property and GPA
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Aapka Perfect financial saathi · reaching the unreached · Delhi NCR · Jewar · Jaipur
Happy homes. Happy families. Home Loan and LAP in Delhi NCR, Jewar, Jaipur and across UP, Haryana and Rajasthan.
Not just your Perfect Saathi — a Perfect Saarthi.
रास्ता हम संभालते हैं। घर आपका।
We hold the reins. The home stays yours.
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Saathi → Saarthi
Not just your Perfect Saathi — a Perfect Saarthi.
Perfect Finsec Pvt. Ltd. (brand Perfect Finmart) is an RBI-registered NBFC, CIN U74899DL1996PTC075818, founded in 1996. Reaching the unreached: it sits with cash-income families — kirana, mason, driver, tailor — for Home Loan, Loan Against Property and vehicle finance in Delhi NCR, Jewar (UP), Haryana and Rajasthan (including Jaipur Patta). The loan is typically against the self-occupied house. Unbanked is not unbankable. Call 9899106930.
1996
Green Park, since then
RBI
Registered NBFC
5.0
Google reviews
11
NCR branches
4
States we sit in
Google pe bharosa
Families keep coming back smiling.
11 branches in Delhi NCR · Jewar and Jaipur too
Our story · since 1996
A bank file starts with papers. Ours starts with chai.
Reaching the unreached from Green Park — not a glass tower. Thirty years of sitting with cash-income families. The shop is the income. The home is the security. A Perfect Saathi still takes off their shoes.
Read the Perfect story
What are we celebrating?
Khushi ke kaam
A new home, a brighter room, a scooter, a wedding.
Keys in hand
Home Loan
होम लोन
₹1 L – ₹20 L · 1 – 10 years
Finance to buy, build or extend a home, with income assessment that considers how your family earns — including informal and cash income read in person.
See this happy plan
Shaadi, padhai, ghar ki marammat
Loan Against Property
संपत्ति के विरुद्ध लोन
₹1 L – ₹20 L · 1 – 8 years
Mortgage finance against eligible residential or commercial property for your business and family’s needs — education, a wedding, medical needs, renovation or a balance transfer.
See this happy plan
Shop full, smile wider
Small Ticket Size Loan
छोटा व्यापार लोन
₹2 L – ₹9 L · 2 – 9 years
Property-backed finance for self-employed borrowers and business owners — kirana owners who need stock, machinery or working capital, not a 40-page project report.
See this happy plan
Nayi sawari, naya din
Vehicle Loan
वाहन लोन
₹10,000 – ₹10 L · Up to 36 months
Two-wheeler, four-wheeler and e-rickshaw finance, with personal guidance from our team. New or pre-owned, hypothecated to Perfect Finance.
See this happy plan
Bank vs Perfect
A bank asks for papers. A Perfect Saathi asks for the family.
A typical bank
Income papers
ITR, Form 16, salary slips first
GPA / Lal Dora / Jaipur Patta
Usually declined
Who you meet
A counter, if the file opens
Ticket we actually take
Large, fully registered files
Perfect Finmart
Income papers
Cash and household income, read in person
GPA / Lal Dora / Jaipur Patta
Yes, under Perfect Plus if self-occupied
Who you meet
A Perfect Saathi at home, shop and property
Ticket we actually take
₹10,000 to ₹20 lakh — our neighbourhood size
Who we sit with
The files a big counter often returns.
Kirana & cash income
No ITR? We still sit with you.
Shopkeepers, electricians, gig workers — income is read from the work, not a PDF.
Perfect Plus
GPA, Lal Dora, family-transfer.
Banks walk away. We take self-occupied homes that sit outside a neat registry.
Jaipur
Jaipur Patta is our language.
JDA / municipal Patta, if you live in the house. A Perfect Saathi visits Jaipur.
Khushi ke kaam
Shaadi, padhai, ghar ki marammat.
Loan against property up to ₹20 lakh for the plan the family is already celebrating.
Reaching the unreached
Jo bank ke liye unfundable hai, Perfect ke liye family hai.
Reaching the unreached. Unbanked is not unbankable. A Perfect Saathi reads intention and ability to repay at the shop and at the house — not from an ITR PDF.
- Kirana / general store
- Mason / electrician / plumber
- Auto, cab and truck drivers
- Tailor and boutique
- Tea stall, tiffin, halwai
- Household and domestic work
- Workshop and lathe
- Tuition and coaching
- Dairy and milk round
- Jaipur household on Patta
The house you live in
The loan sits on the home the family already loves.
Most files are against a self-occupied house — usually the family’s life savings. That is why we visit the house, not just the papers. Every owner becomes a co-applicant. The shop is the income. The home is the security.
How a Perfect Saathi works
Pehle khushi ki baat. Phir file.
01
Talk to us
Walk into a branch, call, or start an application here. We take a name, a number, a city and a purpose.
02
We visit
Residence, workplace and property — mandatory. Informal income is read from the business, not a PDF.
03
Go / no-go
A clear answer in 3 days. Financial approval in 5. No silent files.
04
Disbursal
We aim for disbursal in five working days with your timely cooperation, subject to approval and completed verification.
Perfect Saarthi
Not just your Perfect Saathi — a Perfect Saarthi.
A saathi sits beside you. A saarthi holds the reins — the house, the shop, the wedding, the file. Our Perfect Saathis celebrate the plan first, then take the loan home in your language.
Key benefits
Loan tenure
Up to 10 years*
Monthly income eligibility
From ₹10,000*
Support close to you
Doorstep service
Plan your repayments
Affordable EMIs
Five-working-day disbursal aim
We aim for disbursal in five working days with your timely cooperation in providing information and documents, subject to loan approval and completed verification. This is a service target, not a guarantee; timelines can vary by case.
Competitive interest rates are assessed individually, based on your credit profile and repayment track record, under Perfect Finmart’s policy. *Terms vary by loan product.
Tell us the happy news first
Pehle aapki khushi. Phir aage ka raasta.
Tell us what you and your family are planning. Our team will listen and help you understand your loan options.
Or call 9899106930
Request a callback
Facebook aur YouTube par parivar
Sit with us on film — then follow the page.
Official Perfect Finmart windows. Sound plays only when you open a video and keep it on screen. The Facebook feed loads only when you ask for it.
youtube.com/@perfectfinmartOpen
Perfect Finmart I Perfect Finance
Loan against property on GPA
How Perfect Finance reads power of attorney papers.
Subscribe on YouTubeRishton se banta hai bharosa
Experiences shared in their own words.
Loan against property
“I’m very satisfied with Perfect Finance for my loan against property. The loan was passed, sanctioned and disbursed within 5 days. Special thanks to P.D. Jha ji, who helped me through the process.”
Home improvement
“मैंने परफेक्ट फाइनेंस से संपत्ति लोन लिया — घर की मरम्मत के लिए। उनकी टीम ने मेरी ज़रूरत समझी और प्रक्रिया बहुत सरल बनाई। अभिषेक जी और राहुल जी को विशेष धन्यवाद।”
Loan against property
“बेटी की शादी के लिए जो ऋण चाहिए था, उसे पूरा करने में वे मेरे साथ खड़े रहे। पेशेवर टीम ने सबसे उपयुक्त योजना दी और प्रक्रिया सरल बनाई।”
GPA property loan
“A loan against power of attorney on the shop I actually work from. Banks would not look at GPA papers. Perfect Finance did, and the shop kept running.”
Important links
A few questions, answered.
- What is Perfect Finmart?
- Perfect Finmart is the brand of Perfect Finsec Pvt. Ltd., an RBI-registered NBFC founded in 1996 in Green Park, New Delhi. Reaching the unreached: Home Loan, Loan Against Property and vehicle finance for cash-income families in Delhi NCR, Jewar (Uttar Pradesh), Haryana, Rajasthan and Jaipur — including Jaipur Patta. Unbanked is not unbankable. Call 9899106930.
- Is Perfect Finance the same as Perfect Finmart?
- Yes. Perfect Finance is the trade name. Perfect Finmart is the brand. The legal company is Perfect Finsec Pvt. Ltd., CIN U74899DL1996PTC075818, RBI-registered. Same desk, same Perfect Saathi.
- What is the Perfect Finmart story?
- Perfect Finsec Pvt. Ltd. was registered with the RBI in 1996 in Green Park, New Delhi, to sit with families who had a house and a shop but no bank file. Reaching the unreached. Unbanked is not unbankable. The shop is the income. The home is the security. A Perfect Saathi still visits in person.
- How are you different from a bank or a large NBFC?
- A typical bank wants ITR and a fully registered house. Many large NBFCs want a bigger ticket and a cleaner CIBIL file. Perfect Finsec Pvt. Ltd. is an RBI-registered NBFC reaching the unreached — cash income, GPA, Lal Dora and Jaipur Patta under Perfect Plus, tickets from ₹10,000 to ₹20 lakh, a Perfect Saathi at the door. We are not a payday app. Unbanked is not unbankable.
- Who do you actually sit with?
- Kirana shopkeepers, masons, electricians, drivers, tailors, tea-stall owners, household workers and cash-income families in Delhi NCR, Jewar (Uttar Pradesh) and Jaipur. Informal income is not a reason to refuse a conversation. The loan is usually against the self-occupied house — the family’s life savings — and every owner becomes a co-applicant.
- Do you lend only against the house we live in?
- Most files are against a self-occupied home. That house is usually the family’s entire savings, so a Perfect Saathi visits residence, workplace and property. Eligible commercial property is also considered for LAP. GPA, Lal Dora, family-transfer and Jaipur Patta are taken under Perfect Plus when you live in the house.
- Can I get a loan without salary slips or ITR?
- Yes. Informal and cash income is assessed in person using trade-specific grids, household surplus and a visit to home and workplace. Papers help; they are not a gate.
- Do you lend on GPA / power of attorney property?
- Yes, under Perfect Plus, if the property is self-occupied, in your possession, not already mortgaged, and not on our negative-area list. Family-transfer, Lal Dora and Jaipur Patta (JDA / municipal) are also considered.
- Do you give loans in Jaipur, including on Patta properties?
- Yes. Perfect Finsec Pvt. Ltd. has a presence in Jaipur. Home Loan, Loan Against Property and Perfect Plus files — including self-occupied Jaipur Patta (JDA / municipal allotment papers) — start by phone, WhatsApp or the online form. A Perfect Saathi visits home and property. Call 9899106930.
- Is there an NBFC in Jewar, Uttar Pradesh?
- Yes. Perfect Finsec Pvt. Ltd. is an RBI-registered NBFC serving Jewar, Gautam Buddha Nagar, Uttar Pradesh. Home Loan, Loan Against Property and vehicle finance. The nearest walk-in branch is Noida; a Perfect Saathi visits families in Jewar. Call 9899106930.
- Are you hiring in Jaipur and Jewar?
- Yes. Perfect Finsec Pvt. Ltd. is hiring Field Executives and Sales Executives in Jaipur (including Jaipur Patta work) and in Jewar, Uttar Pradesh. Apply at perfectfinmart.com/jobs-in-jaipur or perfectfinmart.com/jobs-in-jewar, or send a CV to admin@perfectfinmart.com.
- How fast is the process?
- Go / no-go within 3 days of login, financial approval within 5 days. We aim for disbursal in five working days with your timely cooperation. This is a service target, not a guarantee.
- Who can apply?
- Salaried and self-employed borrowers aged 25+, not more than 65 at loan maturity, with a bank account, living in Delhi NCR, Uttar Pradesh, Haryana or Rajasthan. All owners and income-contributors become co-applicants.
- Where does Perfect Finance offer loans?
- Perfect Finsec Pvt. Ltd. offers Home Loan, Loan Against Property and vehicle finance in Delhi NCR, Uttar Pradesh (including Jewar), Haryana and Rajasthan (including Jaipur). Eleven branches sit across Delhi, Gurugram, Noida, Faridabad and Ghaziabad. Jaipur Patta properties are taken under Perfect Plus. A Perfect Saathi visits families across these states.
- Is Perfect Finsec an ethical NBFC?
- Yes. Perfect Finsec Pvt. Ltd. is an RBI-registered NBFC. We assess in person, explain the file in your language, publish a grievance desk, and do not run payday-app style unsecured credit. Rate is set after a visit — the website EMI is illustrative.
- Is Perfect Finsec a good place to work?
- We aim to be. Field executives, accounts and sales work as Perfect Saathis — doorstep credit with respect for the customer and for the colleague. Open roles are listed on the careers page.
- What can I use the money for?
- Home purchase or construction, renovation, children’s education or marriage, medical needs, shop stock and working capital, vehicle purchase, and lawful balance transfers.